Timothy Bogert, CLU, ChFC, AIF®

With over 40 years of experience, Tim Bogert takes a proactive, tax-smart approach to helping individuals, families, and business owners build, protect, and optimize their financial future. Tim doesn’t believe in one-size-fits-all solutions. Just as every person is different, every financial plan should be uniquely tailored to their goals, values, and life circumstances.

Tim is an Accredited Investment Fiduciary™ (AIF®) and has held this accreditation since 2004. This designation signifies a legal and ethical obligation to always act in his clients' best interests.

At Comprehensive Planning Strategies, we don’t work with everyone who is referred to us or hears about us through other sources. We only invite those to become our clients if we believe we can add outstanding value to their financial lives.

To provide the highest level of service and laser-focused attention to each client’s needs, we intentionally keep the number of clients we work with at a manageable level. This ensures that every client receives the proactive strategies, personalized planning, and high-touch service they deserve—something that becomes difficult when an advisor’s client list grows too large.

For over 18 years, Tim has studied under Ed Slott, CPA, widely regarded as America’s leading expert on retirement distribution planning and tax-saving strategies. As one of Tim’s trusted “wingmen”, Ed provides advanced insights into ever-changing tax laws, retirement planning strategies, and wealth preservation techniques.

Tim has appeared alongside Ed Slott on Detroit PBS over 20 times—helping educate Southeastern Michigan viewers on how to keep more of what they’ve earned through smart, tax-efficient planning. Tim continues to study with Ed because tax laws change constantly, and staying ahead is critical for his clients’ success. As Tim often says, “You can’t learn less.”

At Comprehensive Planning Strategies, we use the most current tax and financial strategies to design a personalized, comprehensive plan for each client. But it doesn’t stop there—we believe financial planning is a continual process, not a one-time event. That’s why we hold frequent Progress Meetings to make sure our clients are still on target toward their financial goals.

Our planning process is built around The 5 Pillars of Planning, with a 6th Pillar for Special Needs Planning when appropriate:

✅ Retirement Planning – Ensuring lifetime income, long-term security, and financial independence
✅ Investment Management – Customized strategies designed for individual goals and risk tolerance
✅ Proactive Tax Planning – Since the start of ERISA in 1974, there have been over 70 tax law changes. It is critical to work with an advisor who stays ahead of the ever-changing tax landscape. That’s why Tim and his team take a proactive approach to tax planning and every aspect of financial strategy.
✅ Estate & Legacy Planning – Protecting and efficiently transferring wealth to future generations
✅ Asset Protection Strategies – Safeguarding financial security from unforeseen risks
✅ Special Needs Planning (6th Pillar) – Helping caregivers structure financial plans to protect benefits and provide long-term stability for their loved ones

Tim, Elizabeth Larson, and their backstage team work together on every client’s financial plan. During each Progress Meeting, the entire team stays up to date on client goals and strategies, ensuring that any member can step in if needed—so clients always have a knowledgeable, trusted professional to guide them forward.

As a father of 13 children—7 of whom are adopted, including 4 with Down syndrome—Tim understands firsthand the complexities of special needs financial planning. His team helps families navigate government benefit rules, trusts, and financial structures to ensure their loved ones are cared for now and in the future.

Why Work With Comprehensive Planning Strategies?

• Accredited Fiduciary Since 2004: Committed to the highest standard of financial responsibility
• Proactive Tax & Financial Planning: Keeping clients ahead of tax law changes and financial risks
• Comprehensive, Individualized Strategies: No cookie-cutter plans—everything is tailored to your unique goals
• Multi-Generational Planning: Helping families protect and pass on wealth efficiently
• Special Needs Expertise: Ensuring government benefits and financial security are properly structured
• A Proven Educator & Speaker: Featured on PBS over 20 times alongside Ed Slott, bringing complex financial concepts to life for viewers throughout Southeastern Michigan and surrounding areas

Let’s Design a Plan That’s Built for You

At Comprehensive Planning Strategies, we focus on building your goal-centered plan—one that evolves with you over time. Through comprehensive financial planning, forward-thinking tax strategies, and a deep commitment to personalized service, we help our clients create a clear roadmap to financial security.

🔹 Contact Tim Today to explore whether we are the right fit to work together.